:root{
  --bg:#0b1220;
  --navy:#0d2742;
  --navy-2:#0f172a;
  --border:#1f2a44;
  --text:#e6ebf5;
  --muted:#94a3b8;
  --gold:#d6b25a;
}
*{box-sizing:border-box}
html,body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Ubuntu,Cantarell,Noto Sans,sans-serif;background:var(--bg);color:var(--text)}
h1,h2{font-family:Merriweather,Georgia,serif}
.demo-banner{
  background:var(--navy);color:var(--text);text-align:center;padding:8px 12px;font-size:14px;position:sticky;top:0;z-index:50;border-bottom:2px solid var(--gold)
}
.header{background:var(--navy);border-bottom:1px solid var(--border);padding:16px}
.brand{display:flex;gap:12px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.logo{width:42px;height:42px;border-radius:8px;object-fit:contain;background:#1f2a44}
.titles{flex:1;margin:0 12px}
.titles h1{margin:0;font-size:18px;letter-spacing:.2px}
.titles .subtitle{margin:2px 0 0;color:var(--muted);font-size:12px}
.actions{display:flex;gap:8px}
.ghost{background:transparent;border:1px solid var(--border);color:var(--text);padding:8px 12px;border-radius:10px;cursor:pointer}
.ghost:hover{opacity:.9}
.container{max-width:980px;margin:24px auto;padding:0 16px;display:grid;gap:16px}
.card{background:var(--navy-2);border:1px solid var(--border);border-radius:14px;padding:16px}
h2{margin:0 0 12px;font-size:18px}
.stepper{list-style:none;margin:0 0 8px;padding:0;display:grid;gap:6px}
.stepper li{display:flex;gap:10px;align-items:center;color:var(--muted);font-size:14px}
.stepper li span{display:inline-grid;place-items:center;width:20px;height:20px;border-radius:999px;background:var(--gold);color:#0e0f12;font-weight:600}
.note{margin-top:8px}
.note summary{cursor:pointer}
.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
label{display:flex;flex-direction:column;gap:6px;font-size:12px;color:var(--muted)}
input{background:var(--bg);border:1px solid var(--border);border-radius:10px;padding:10px 12px;color:var(--text)}
.row{display:flex;gap:10px;margin-top:12px;flex-wrap:wrap}
button{appearance:none;border:1px solid var(--border);background:var(--bg);color:var(--text);padding:10px 14px;border-radius:12px;cursor:pointer}
button.primary{background:var(--gold);border-color:var(--gold);color:#0e0f12}
button.primary:hover{filter:brightness(0.95)}
button:hover{opacity:.95}
.calc{margin-top:12px;padding:12px;border-radius:12px;background:var(--bg);border:1px solid var(--border)}
.legal-mini{color:var(--muted);font-size:12px;margin-top:8px}
.hidden{display:none}
.table{width:100%;border-collapse:collapse;font-size:13px}
.table th,.table td{border-bottom:1px solid var(--border);padding:8px;text-align:left}
.legend{color:var(--muted);font-size:12px;margin-top:8px}
.footer{color:var(--muted);text-align:center;padding:24px 16px}
.footer a{color:var(--text);text-decoration:underline}
.footer a:hover{text-decoration:none}
@media(max-width:640px){.grid{grid-template-columns:1fr}}
/* Print for PDF evidence */
@media print{
  .demo-banner,.actions{display:none}
  body{background:#fff;color:#000}
  .card{border:1px solid #ccc}
  a{color:#000;text-decoration:none}
}